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Best Personal Loan Lenders 2023

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Bad Credit Personal Loans

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BEST OVERALL PERSONAL LOAN
SoFi
Est. APR
8.99 – 25.81%
Loan Amount
$5k- $100k
Min Credit Score
680
4.6/5
4.6
Trustpilot
BEST FOR PEOPLE WITH BAD CREDIT
Avant
Est. APR
9.95- 35.99%
Loan Amount
$2k- $35k
Min Credit Score
550
BEST FOR FAST FUNDING
Upgrade
Est. APR
8.49- 35.99%
Loan Amount
$1k- $50k
Min Credit Score
600
BEST FOR LITTLE CREDIT HISTORY
Upstart
Est. APR
4.60- 35.99%
Loan Amount
$1k- $50k
Min Credit Score
Not disclosed
BEST FOR SMALL LOAN
Lendingpoint
Est. APR
7.99- 35.99%
Loan Amount
$2k- $36k
Min Credit Score
600
BEST FOR SECURED LOANS
One Main Financial
Est. APR
18.00- 35.99%
Loan Amount
$1.5k- $20k
Min Credit Score
300
BEST FOR USING A CO-BORROWER
Lending Club
Est. APR
9.57- 35.99%
Loan Amount
$1k- $40k
Min Credit Score
660
BEST FOR PAYING CREDIT CARD DEBT
Happy Money
Est. APR
11.52- 24.81%
Loan Amount
$5k- $40k
Min Credit Score
585
BEST FOR LOW APRS
Best Egg
Est. APR
8.99- 35.99%
Loan Amount
$2k- $50k
Min Credit Score
600
BEST FOR JOINT APPLICATIONS
Prosper
Est. APR
6.99- 35.99%
Loan Amount
$2k- $50k
Min Credit Score
640

Personal Loan Calculator

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