Best Egg Personal Loan Review

Best Egg offers low-interest personal loans ranging from $2,000 to $50,000 that can be used for debt consolidation and a variety of large expenses.
Best Egg Loan Review
Mateo Beltroy
Author: Mateo Beltroy

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About Best Egg

Best Egg is an online lending platform best known for offering personal loans that can be used for a wide variety of expenses and debt consolidation.

Best Egg partners with other online lending platform to offer low-interest loans to its users.

Best Egg is headquartered in Wilmington, DE.



Best Egg Loan Details
Minimum credit score/credit range
8.99% - 35.99%
Loan amounts
$2,000 - $50,000
36 - 60 months
Approval turnaround
1 to 3 business days
All States (Except DC, IA, VT, WV)
Other fees
Origination fee - 0.99% to 8.99%

Who Is Best Egg Best For

Best Egg is best for borrowers who are looking to consolidate their credit card debt.

Best Egg offers loan amounts as low as $2,000 so you don’t have to borrow more than you need. However, if you have a lot of debt to consolidate or large expenses, they have a maximum loan amount of $50,000 if needed.

Best Egg also has a lot of options available for loan use if you are a borrower that does not need to consolidate pre-existing debt.

Best Egg is not available for borrowers in Iowa, Vermont, West Virginia, the District of Columbia, or U.S. Territories.

Best Egg Personal Loan Uses

Best Egg allows loans to be used for debt consolidation, credit card refinancing/consolidation, taxes, home improvement projects, moving/relocation expenses, auto repairs, medical bills, travel and special occasions, and baby and adoption expenses. 

Best Egg is one of the most flexible online lending platforms available when it comes to permitted loan uses.

They don’t, however, allow borrowers to use the funds for post-secondary educational expenses, investments, or illegal activites.

How to Contact Best Egg

Best Egg’s customer service line can be reached at 855-282-6353 on Monday through Thursday 8 AM to 10 PM ET, Friday from 8 AM to 8 PM ET, and Saturday from 9 AM to 6 PM ET.

You may also reach out to their customer service email.

Our Verdict

Best Egg is all around a great online lending platform for most borrowers. They offer decent terms for their loans, while also offering a large loan amount range ($2,000 to $50,000) which will fit the needs of most borrowers.

Where Best Egg falls short is on their fees and lack of available information. They charge an origination fee of up to 8.99%, which is exceptionally high compared to other online lending platforms, and they charge a late fee but don’t display the amount on their website.

Another pro to Best Egg is the flexibility they offer in their loan uses. Compared to other online lending platforms, Best Egg has some of the most flexible approved loan uses in the market. You are able to use Best Egg personal loans for most expenses and debt consolidation situations a common borrower could experience.

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